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teen years. We were quite aware of its existence ten years ago; but who can say that we have charged it with any improper conduct? Had we known it to be guilty of such, it would have been otherwise; but we have never heard the most censorious express the least doubt of its integrity. Accordingly we are now glad to have an opportunity of informing our readers, that the Hanover has a surplus fund of $300,000, together with a capital of $400,000; that it has never passed a dividend, and that its average annual dividend for seventeen years amounts to 12 per cent. It would be superfluous to say that a company having this record is judiciously managed; suffice to remark, therefore, that Mr. Walcott and Mr. Lane, its president and vice-president, deserve to be ranked with underwriters like Walker, Walter, Hendee, Lothrop, Reese, Hastings, Saterlee, &c., men constituting a guild that has nothing to fear from criticism or publicity, but which is all the more friendly on this account.

LORD & TAYLOR,

ARE NOW OFFERING

AT RETAIL,

AN ENTIRELY NEW AND DESIRABLE STOCK OF

Fashionable Dry Goods

SUITABLE FOR

FALL AND WINTER.

THE SEVERAL DEPARTMENTS, VIZ.:

Dress Goods,

Cloaks and Mantillas,

Silks,

Mourning,

Cloths,

Upholstery,

Shawls,

Gloves,

Ladies' and Gentlemen's Furnishing.

HAVE BEEN NEWLY AND COMPLETELY STOCKED,

AND THE

LATEST PARIS AND LONDON NOVELTIES

WILL BE FOUND IN EACH,

In great variety and at very low price.

LORD & TAYLOR,

461 to 467 Broadway, cor. Grand St. 251 to 257 Grand St., cor. Chrystie St.

"This corporation (The Equitable Life Assurance Society of the United States) can be said to mark and distinguish the commencement of the recent astounding progress in the business of Life Insurance "-WILLIAM BARNES, Superintendent of N. Y. Ins. Department, Report, 1868.

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SUM ASSURED (NEW BUSINESS) DURING THE YEAR
ENDING JAN. 31, 1869,

$52,000,000.

It issues all desirable Non-Forfeiting Policies on a Single Life, from $250 to $25,000.

All Profits divided among Policy-holders annually from the start.

ITS FIVE MODES OF APPLYING DIVIDENDS ARE: Permanent Increase of Policy, Term Increase of Policy, Permanent Reduction of Premium, Term Reduction of Premium, Limitation of Number of Premiums to be Paid.

These concessious are made by no other Company. Its comparative rank as to new business done since its organization, among all American Companies, stand as follows:

In 1860, it was the NINTH.

In 1861, the EIGHTH.

In 1862 and 1863, the SEVENTH.

In 1864 and 1865, the SIXTH.

In 1866 the FOURTH.

In 1867 (the fiscal year), the SECOND.

It is the most Successful Company ever organized, and, for its years, the LARGEST MUTUAL LIFE INSURANCE COMPANY IN THE WORLD.

To secure a Policy in the Equitable, apply at the Office, No. 92 Broadway, New York, or to any of the Society's Agents throughout the United States.

Agents wishing to represent the EQUITABLE are invited to make application for appointment, by letter, to the New York Office,

HUGH B. JACKSON,

GROCER,

IMPORTER AND DEALER IN

WINES, TEAS, GROCERIES, FRUITS,

Sauces, Condiments,

TABLE & HOUSEHOLD ARTICLES,

ETC., ETC., ETC.,

192 Fifth Ave., Madison Square,

NEW YORK.

Families may always rely on getting at our store the best Goods in our line the American market affords, at reasonable prices.

Goods Delivered free in any part of the City.

ORDERS FROM ALL PARTS OF THE COUNTRY PROMPTLY ATTENDED TO.

Our facilities for importation are such that we can afford to sell the best Wines, Brandies, Teas, Fruits, &c., &c., at the lowest rates they can be procured in the country.

CHARTER OAK LIFE INSURANCE CO.

Assets, $6,000,000.

Annual Income, over $4,000,000.

ANNUAL DIVIDENDS. DIVIDENDS GUARANTEED.

Policies Issued 40,000.

Losses Paid, $2,000,000.

Dividends Paid, over $2,000,000.

Those intending to obtain Insurance, are urged to consult our Agents, and examine the merits of this Company.

NOYES S. PALMER, General Agent. JAMES C. WALKLEY, President 183 Broadway, New York.

THE

Hope Fire Insurance Co.

OFFICE NO. 92 BROADWAY.

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The advantages offered by this Company are fully equal to any now offered by other reliable Companies, comprising a liberal commission to Brokers, placing entire lines of Insurance with customary Rebate to Assured, and prompt settlement of losses.

HENRY M. TABER,
H. S. LEVERICH,

T. W. RILEY,
ROBERT SCHELL,
S. CAMRRELENG,
WM. H. TERRY,

Board of Directors:

JOSEPH FOULKE,
JOSEPH GRAFTON,
CYRUS H. LOUTREL,
AMOS ROBBINS,
JACOB REESE,

J. W. MERSEREAU,

JAMES E. MOORE, Secretary.

L. B. WARD,

D. L. EIGENBRODT,
D. LYDIG SUYDAM,
WILLIAM REMSEN,
F. SCHUCHARDT,
STEPHEN HYATT.

JACOB REESE, President.

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