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INLAND BILL, definition of, 52

illustrations of, 53, 54

presumed, unless contrary appear on face, 55

noting or protest of, optional except in Quebec, 297

measure of damages on dishonored, 324

interpretation of indorsement abroad of, 388
form of, 469

INLAND NOTE, definition of, 421

noting or protest of, optional except in Quebec, 421
form of, 471

INSTALMENTS, bill may be payable by, 74

each, treated as separate bill, 76
illustrations of bills payable by, 77
days of grace allowed on each, 96
INSTRUMENTS, other negotiable, 454

INTEREST, bill may be made payable with, 74
banks limited to seven per cent, 75

rate of in Canada and other countries, 75-6
if payable with, from what time, 79

bill given on usurious consideration, 202
allowed as damages on dishonored bill, 324
rate before maturity does not govern after, 326
on bill dishonored abroad, 327

rate of, in case of conflict of laws, 387, 393

INTERPRETATION, of expressions used in Act, 22-31

of contract, by lex loci contractus, 383

what is meant by, 384-See Words and Phrases

INTERVENING PARTY, not liable on bill negotiated back, 231
INTRODUCTION, xlv.

I. O. U. OR BON, whether negotiable, 418
effect of Act upon negotiability of, 419

IRREGULARITY, in bill, 78, 114, 187

in indorsement, 209

in presentment when excused, 249

ISSUE, of bill defined, 29

date of, may be inserted in undated bill, 85
of accommodation bill, 184

JOINT AND SEVERAL, liability on a note may be, 421

how differs from joint liability, 423

"I promise" by two or more is, 424

JOINT ACCEPTOR or maker, in Quebec and other provinces, 422

JOINT DRAWEES, a bill may be addressed to, 59
presentment must be to all, 247, 262

acceptance by some only is qualified, 109, 114

JOINT DRAWERS or indorsers, notice must be given to all, 282
JOINT PAYEES or Indorsees, all must indorse, 214

JOINT STOCK COMPANY, see Corporation

JUDGMENT on a bill operates as merger, 333

JUDICATURE ACT, 24, 93

JUSTICE OF THE PEACE, when he may act as notary, 439
whether entitled to fees, 440

form for protest by, 466

KNOWLEDGE, as to accommodation party immaterial, 184
of defect of title sufficient notice, 188

of fraud, if holder no party to, 198

of usurious consideration, 202

of dishonor not sufficient without notice, 271

LACHES, see Diligence

LAW MERCHANT, recognized under the Act 450
what it is, 451, xlvi.

acceptance according to the, 102

LAW OF ENGLAND, see England

LAWS, CONFLICT OF, see Conflict of Laws

LEGAL HOLIDAYS, see Holidays

LEGAL REPRESENTATIVE, as party to a bill, 164
may indorse" without recourse," 211

see Personal Representative-Representative Capacity

LEGAL TENDER, Dominion notes are a, 418

LETTER, is sufficient notice of dishonor, 276
of credit is not negotiable, 459

LEX DOMICILII, 125, 391
fori, 346, 393

loci contractus, 126, 383, 392

loci solutionis, 126, 384, 390, 392

LIABILITY of drawer or indorser may be limited, 97-8
antecedent, is valuable consideration for a bill, 166

of acceptor to pay bill, 312

of drawer is conditional, 315

of parties to bill is joint and several, 316

LIABILITY—Continued.

of indorser is conditional, 317

of stranger signing bill, that of indorser, 319

measure of, on dishonored bill, 324

of party to a bill may be renounced by holder, 355
cancelled by holder, 359

LIEN, defined, 180

holder having, deemed a holder for value, 180
banker has, on bills for general balance, 181
discounter of bills has, on collateral hire receipts, 182
holder having, for part is trustee for balance, 181

LIMITATIONS, STATUTE OF, OR PRESCRIPTION,
Quebec law differs from other provinces, 19, 341
when it begins to run, 341, 343

law of England as to, 343

acknowledgements to take case out of statute, 344, 346
governed by the lex fori, 393

LIQUIDATED DAMAGES on dishonored bill, 324
LOST BILL protest of, may be made on copy, 304
when loser has right to duplicate of, 374
action on,
375
indemnity must be given if required 375-6
LUNATIC, rule in Quebec as to bill of, 127

bill of, voidable not void by English law, 127

MAKER of note given for a patent right, 204
note must be signed by, 413, 414

note to order of, incomplete until indorsed by, 420

there may be two or more, 421

when jointly and severally liable, 424

of note not discharged by not presenting, 427

liability of, 430

estoppel as to holder, 431

liability of, compared with that of acceptor, 431

provisions as to acceptor apply to, with necessary modifications, 432
personal liability of, 99, 431

MANITOBA, former law as to bills in, 15

Married Women's Property Act in, 128

power of corporations under statutes of, 133

office of notary in, 439

fees for protests in, 442

MARK, or cross, a sufficient signature, 40

to notarial note, en brevet 472

MARKED CHEQUE, not used in England, 394
liability of bank on, 399

MARRIED WOMAN, law of Quebec as to, 127

bill or note in Quebec for husband's debt null, 127, 129, 130
law of other provinces as to, 128

statutes relating to property of, 128
bill drawn or indorsed by, 137
MATERIAL ALTERATION, see Alteration

MATURITY of bill not payable on demand, 90

mode of computing time of, 93

of bill payable in a month or months, 94

holder in due course must acquire before, 186-7

holder acquiring after, takes subject to equities, 225
of bill payable on demand, 229

when bill deemed overdue, 229

when presentment necessary to fix, 240

presentment for payment at, 255

when bill protested for better security before, 301
acceptor not discharged by non-presentment at, 307
payment in due course at or after, 332

acceptor the holder at or after, discharges bill, 352
discharge of acceptor at or after, discharges bill, 353
of bill accepted for honor, 368

of bill determined by place of payment, 390, 392

of note payable on demand, 424

maker of note not discharged by non-presentment at, 427
MEASURE OF DAMAGES on dishonored bill, 324, 326
interest after maturity, 325

MERGER of bill in higher security discharges it, 333
MINOR cannot be bound by bill, 126, 128, 131

may in Quebec if emancipated or a trader, 127, 129
ratification after majority must be in writing, 127, 130
other parties liable on bill drawn or indorsed by, 136
presentment excused if drawee a, 249

MISCARRIAGE by post office does not invalidate notice, 289-90
MISDEMEANOR, in case of "patent right" bill or note, 204

MISDESCRIPTION of bill in notice not fatal unless misleading, 278-9

of payee in bill 60, 215

of drawee in bill, 105

MIS-SPELLING, how drawee should accept in case of, 105

of name of payee or indorsee, 60, 215

how payee or indorsee should indorse in case of, 215

MISTAKE, insertion of wrong date in good faith by, 86
cancellation of signature by, is inoperative, 360
correcting a, not a material alteration, 365

MONEY, bill or note must be for sum certain in, 33,413

definition of, 41

illustrations of what is deemed, 42-5

acceptance must be for payment in, 102

MONTH, means a calender month, 94

maturity of a bill payable at a month or months, 94-5
MUNICIPAL CORPORATION, see Corporation

MUNICIPAL DEBENTURES, 417, 455

NEED, CASE OF, see Referee in Case of Need

NEGLIGENCE, bad faith is something more than, 188, 239, 433

may be evidence of bad faith, 434

rule in Gill v. Cubitt not now followed, 435

bank paying crossed cheque without, 410-2

NEGOTIABLE, what bills are not, 69, 225

bill payable to particular person formerly not, 69, 73
instrument defined, 207, 454

when negotiable bill ceases to be so, 225

other negotiable instruments, 454

NEGOTIATION OF BILL, to holder in due course, after filling up, 117

in breach of faith, a defect of title, 190

definition of, 206

payable to bearer, by delivery, 207
to order, by indorsement, 208
of Quebec notarial note, 208
transfer without indorsement, 209

requisites of indorsement to operate as, 211
must be of whole bill, 213

all payees or indorsees must indorse, 214
presumed to be before bill overdue, 230
back to previous holder, 231

presentment within reasonable time after, 243

by drawee or indorsee who has paid, 349

in another country, rights of parties, 380

of note payable on demand, 426

NEW BRUNSWICK, law of England introduced into, 13

former law as to bills, 13-14

provincial legislation as to bills, 14, 414
office of notary in, 439

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