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Finally a minimum premium is established for all policies. For the individual policies this minimum amounts to only 1 lira (19.3 cents), and for the collective policies the minimum is as follows:

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In the following table are shown the industries and occupations included in each of the 32 risk classes and for each class the annual premium rate in per cent of wages paid. The rates, which were approved in December, 1903, are for combined collective insurance according to the law as amended, including insurance of employers' liability.

CLASSIFICATION OF ENTERPRISES, INDUSTRIES, AND PROFESSIONS, BY DEGREE

OF RISK; AND PREMIUM FOR EACH RISK CLASS. [Source: Cassa Nazionale d'Assicurazione per gl' Infortuni degli Operai sul Lavoro. Regolamento dei premi

e delle indennità e tariffe, 1903. For benefits covered by these premiums, see page 1755.]

Indus

try number.

Industry.

Risk class.

Annual premium rates in per cent of wages.

AGRICULTURE, ANIMAL INDUSTRY, AND SILVICULTURE.

4.0

2

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1.4 4.0 1.8 4.0 5.0 3.0 7.5 3.0

.9 1.6 1.0

8 9 10 11 12 13

Agriculture:

Agriculture, with machinery, including the entire personnel of the estab-
Yishment (a).

XX
Agriculture, without machinery, including the entire personnel of the
establishment.

XII
Steam plowing.

XX
Machine seeding.

XIV
Machine mowing

XX
Steam thrashing.

XXII
Steam pressing of fodder.

XVIII
Steam chopping of fodder..

XXV
Tilling for hemp and flax with machinery.

XVIII
Tilling for hemp and flax without machinery

VIII
Drying rooms, with machinery.

XIII
Drying rooms, without machinery.

IX
Engineers and firemen attending to steam engines used for agricultural

work not mentioned in the tariff (irrigation, drainige, cleaning, and
grinding of cereals, pressing, etc.), including accessory machinery when
it does not present any special danger....

XIX
Horticulture, viticulture, gardening, and other work of a sinilar nature (0) VIII
Dissipating hailstorms

XXVII
Animal industry:
Cattle raising, driving, and care of stock...

XXI
Poultry raising.

I
Silkworm raising, with their removal from the leaves of the mulberry

tree, and their transportation...
Silkworm raising, without the removal from the leaves of the mulberry
tree, and their transportation.....

IX
a The premium may be reduced when the use of mechanical motors is limited.
o Is machinery is used the premium must be increased.

14 15

3.5

9 10.5

16 17 18

4.5 . 25

1.8

19

1.0

CLASSIFICATION OF ENTERPRISES, INDUSTRIES, AND PROFESSIONS, BY DEGREE

OF RISK; AND PREMIUM FOR EACH RISK CLASS-Continued.

Indus

try number.

Industry.

Risk class.

Annual premium rates in per cent

of wages.

AGRICULTURE, ANIMAL INDUSTRY, AND SILVICULTURE--concluded. Silviculture: 20 Tree felling in the mountains (a)..

XXVIII 12.5 21 Tree selling on the plains (b)......

XXVI

9.0 22 Trimining and gathering flowers and seed and other work performed upon the trees...

XX

4.0 23 Manufacture of charcoal, with chopping of wood.

XXVI

9.0 24 Manufacture of charcoal, without chopping of wood

XI

1.2 FOODSTUFFS, OILS, AND TOBACCO. Beverages, alcohols, and ice: 25 Effervescent waters..

XIX

3.5 26 Mineral waters...

XI

1.2 27 Wines (0)

XI

1.2 28 Breweries.

XVII

2.6 29 Manufacture of malt.

VIII

.9 30 Manufacture and refining of alcohol.

XVI

2.3 31 Manufacture of spirits, liquors, exclusive of the distilling with machinery. XIII

1.6 32 Same as above, without inachinery

XI

1.2 Sirups

XIN

1.6 34 Vinegar.

IX

1.0 35 Artificial ice

XXII

5.0 Coffee and spices: 36 Coffee drying and roasting, with machinery.

VIII

.9 37 Coffee drying and roasting, without machinery.

III

.1 38 Coffee substitutes, with machinery

х

1.1 39 Coffee substitutes, without machinery.

VI

..7 40 Spices, pulverizing and grinding..

XIII

1.6 41 Liquors..

X

1.1 42 Mustard.

1.1 Milk

and its products: 43 Condensed milk, including manufacture of the cans.

XIV

1.8 Condensed milk, exclusive of the manufacture of the cans..

X

1.1 45 Milk, sterilization and modification....

х

1.1 46 Manufacture of cheese, including cattle raising.

XVI

2.3 47 Manufacture of cheese, exclusive of cattle raising, with inachinery

XI

1.2 48 Manufacture of cheese, exclusive of cattle raising, without machinery.

VI

.7 Slaughtering and salting of meats: 49 Public slaughterhouses, including the entire personnel..

XXIII

5.5 50 Salting meat, including slaughtering....

XVIII

3.0 51 Salting, without slaughtering, with machinery.

XIV

1.8 52 Salting, without slaughtering, without machinery

ΧΙ

1.2 Flour grinding, rice polishing, baking and pastes: 53 Flour-grinding mills, stationary.

XVII

2.6 54 Flour-grinding mills, floating.

XIX

3.5 55 Pounding rice..

ху

2.0 56 Bakeries, with machinery.

XVI

2.3 57 Bakeries, without machinery

VII

.8 58 Manufacture of wafers.

V 59 Food pastes, with machinery

XVI

2.3 60 Food pastes, without machinery..

VII

.8 Vegetable and animal oils: 61 Animal oils.......

IX

1.0 62 Vegetable oils in general, large establishments.

XII

1.4 63 Vegetable oils in general, small establishments.

IX

1.0 Vegetable oils in general, extraction of residual oils by means of sulphur.. XVIII

3.0 Pastry baking, chocolate, preserves, and food products: Pastry baking and confectionery, with machinery.

IX

1.0 66 Pastry baking and confectionery, without machinery. 67 Chocolate and almond cakes, with machinery..

XI

1.2 Chocolate and almond cakes, without machinery

VI
Preserves, including manufacture of cans.

2.0 70 Preserves, exclusive of manufacture of cans.

VIII

.9 71 Prepared food products, with machinery.

XIV

1.8 72 Prepared food products, without machinery.

VIII

.9 Tobacco: 73 Tobacco manufactures..

II

.3 Sugar: 74 Sugar factories and refineries...

XVIII 3.0 a With or without transportation. • With or without transportation; the premium may be reduced in exceptional cases if the transportation offers sufficient guarantee of security.

c Premium is Increased if there is connected with it any transportation service or the use of mechanical motors.

.6

IV

XV

CLASSIFICATION OF ENTERPRISES, INDUSTRIES, AND PROFESSIONS, BY DEGREE

OF RISK; AND PREMIUM FOR EACH RISK CLASS—Continued.

Indus

try number.

Industry.

Risk class.

Annual premium

rates in per cen

of wages.

75 76 77

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78

79 80

1.2

81 82 83 81 85

1.1

1.2

86 87 88

XI

INT
VIII

II

.9

89 90 91 92

PAPER, LEATHER, GUMS, AND PRINTING.
Paper and cardboard making:

Wood pulp..
Paper manufacturing, with machinery (a)
Paper manufacturing, without machinery (a)
Cardboard with machinery (0).
Cardboard, without machinery (b)

Papier-måché, statuary pasteboard
Manufactures of paper and cardboard:

Colored paper and wall paper, with machinery.
Colored paper and wall paper, without machinery.
Paper, wax, oiled, parchment, sand, glazed, etc., with machinery
Same as above, without machinery:
Various manufactures (boxes, envelopes, tubes, bags, etc.) with machin-

ery (C).
Same as above, without machinery (C)...
Stationery and bookbinding, with machinery.

Stationery and bookbinding, without machinery.
Preparation of leather and manufacture of leather substitutes:

Tanneries, with machinery.
Tanneries, without machinery.
Dyeing, glazing, and preparation of skins and leather, with machinery.
Same as above, without machinery
Parchment..
Wax cloth..
Artificial leather.

Bark grinding mills
Manufactures of skins, leather and substitutes:

Footwear, with machinery.
Footwear, without machinery
Gloves, with machinery
Gloves, without machinery.
Saddlery, harness, and similar things, with machinery
Saddlery, harness, and similar things without machinery..
Trunks and other manufactures of leather, with machinery.

Trunks and other manufactures of leather, without machinery..
India rubber, gutta-percha, and celluloid, manufacture of:

Manufacture of india rubber and gutta-percha, with machinery.
Manufacture of india rubber and gutta-percha, without machinery
Water-proof textiles.

Manufactures of celluloid..
Polygraphic arts:

Printing, lithographing, color printing, etc., with machinery (d).
Same as above, without machinery (d)
Engravers..
Designers and copyists
Photographers....

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93

94 95 96

1.2

2.6

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Acids, salts, and other chemical products: 114 Calcium carbide.

XV

2.0 115 Distillation of coal tar..

XVII

2.6 116 Cream of tartar

IV

..5 117 Wood distillation, exclusive of felling and transportation of trees.

XV

2.0 118 Sulphuret of carbon..

XXIV 6.5 Chemical products not specified in the tariff: 119 (a) Manufacture of corrosive substances (strong acids, caustic alkalies, etc). XVII

2.5 120 (b) Manufacture of various products, where corrosive substances are used XV

2.0 121 (c) Manufacture of various products without the use of corrosive substances..

XII

1.4 122 (d) Manufacture of pharmaceutical products..

IX

1.0 Starch, dextrin, and albumen: 123 Starch and face powder, with machinery...

XI

1.2 124 Starch and face powder, without machinery.

VI 125 Fecula....

VII

1.4 126 Glucose, dextrin, and albumen.

XI

1.2 a The premium is increased if it is combined with the manufacture of wood pulp.

Exclusive of the manufacture of wood pulp; otherwise the premiums for paper must be applied. c The premium may be modified according to the greater or smaller importance of mechanical appliances. & The premium may be increased if the establishment includes a type foundry, or the preparation of type with circular saws.

CLASSIFICATION OF ENTERPRISES, INDUSTRIES, AND PROFESSIONS, BY DEGREE

OF RISK; AND PREMIUM FOR EACH RISK CLASS-Continued.

Indus

try number.

Industry.

Risk class.

Annual premium rates in per cent of wages.

127 128 129 130

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131 132 133 134 135 136

.6 1.0

137 138 139

9.0 12.5 9.0

140 141 142

.9 1.8

143 144 145

1.2 2.3 1.8

146

147 148 149 150 151 152 153 154 155 156 157

CHEMICAL INDUSTRIES--concluded.
Glue and artificial fertilizers:
Glue, with machinery (a).

XI
Glue, without machinery (a).

VII
Artificial fertilizers, with machinery (b).

XII
Artificial fertilizers, without machinery ().

IX
Dyestuffs and colors and varnishes:

Dyestuffs and colors (animal,vegetable, and mineral), with machinery (C). XIII
Same as above, without machinery (c).

IX
Varnishes...

XIV
Blacking (exclusive of the manufacture of boxes).

VIII
Writing ink.

V
Printing ink.

IX
Explosives:
Explosives in general (gunpowder, dynamite, guncotton, etc.).

XXVI
Pyrotechnics (manufacture and setting off of fireworks).

XXVIII
Cartridges (manufacture and charging).

XXVI
Matches:
Wax matches..

VIII
Wooden matches, including mechanical manufacture of the splints... XIV

Wooden matches, exclusive of the mechanical manufacture of the splints. VIII
Illuminating gas and its products:
Common gas, manufacture and distribution..

XI
Acetylene, manufacture and distribution..

XVI
Coke.

XIV
Fats and their derivatives, soaps and candles:

Fats in general (lubricants, tallow, margarine, artificial butter, etc.) with
machinery...

XIII
Same as above, without machinery

XI
Stearin, with machinery..

XIII
Stearin, without machinery

XI
Glycerin, with distillation of fat

XVI
Glycerin, without distillation of fat.

XI
Soap, with machinery..

XIII
Soap, without machinery..

XI
Candles of wax and tallow, with machinery

XI
Candles of wax and tallow, without machinery

VII
Stearin candles, with machinery.

XIII
Stearin candles, without machinery.

VIII
Petroleum, essences, ether, rosin, and asphalt:
Petroleum refining.

XIII
Essences..

x
Ethers.

XIV
Perfumery.

IV
Distillation of rosins.

XIII
Sealing wax

XI
Asphalt working, with machinery.

XV
Asphalt working, without machinery..

XI
CONSTRUCTION OF BUILDINGS, PUBLIC ROADS, AND IRRIGATION WORKS.
Laborers in various works:

Unskilled day laborers in works not otherwise specified in the tariff, in

cluding transportation on rail or by animal traction and with use of
blasting..

XIX
Same as above, exclusive of transportation and without use of blasting .. XV
Building-Construction and repair of buildings (dwellings, factories,
churches, towers, and accessory structures):
(a) Work executed at a considerable height or with incomplete scaffold-

ing or on roofs, cupolas, etc., or work mainly connected with tear-
ing down, construction of towers, belfries, smoke-stacks, placing of
lightning rods, etc..

XXIV
(b) Work executed altogether or mainly upon scaffolding or with frequent

use of blasting or with certain amount of tearing down of buildings. XXI (c) Work executed only partly upon scaffolding, or in which blasting is

used only exceptionally or with very little tearing down of buildings. XVII (d) Work .n which special measures of prevention are applied, or such as

1.6 1.2 1.6 1.2 2.3 1.2 1.6 1.2 1.2

.8 1.6 .9

158 159 160 161 162 163 164 165

1.6 1.1 1.8

..5 1.6 1.2 2.0 1.2

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171

is performed indoors on slightly elevated staging, without tearing
down of structures or use of blasting, and general assistance in con-
struction...

XV
Framework and construction in wood.

XXII
Pavements of wood blocks and of cement.

IX
Construction of fireplaces inside of buildings.

XI
Installation of gas fixtures, heaters, and water pipes.

XV
. Increase of premium is benzine is used for extraction of the fats.

Increase of premium accompanied by production of sulphuric acid.
• Increase of premium if use is made of grinding mills, corrosive substances or digesters.

172 173 174 175

2.0 5.0 1.0 1.2 2.0

CLASSIFICATION OF ENTERPRISES, INDUSTRIES, AND PROFESSIONS, BY DEGREE

OF RISK; AND PREMIUM FOR EACH RISK CLASS--Continued.

Indus

try number.

Industry.

Risk class.

Annual premium rates in per cent of wages.

CONSTRUCTION OF BUILDINGS, PUBLIC ROADS, AND IRRIGATION WORKS

concluded.

176

177 178 179

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180

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181

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182

183 184

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185

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186

187

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188

XX

4.0

189

Painters, gilders, white washers, plasterers, varnishers, workers in mosaic,
paper hangers, etc.:
(a) On scaffolding and exterior of the buildings (also in the inside of build-

ings when staging is placed at great height)..
(b) On scaffolding on inside of buildings...
(c) In buildings or in shops, exclusive of all work on scaffolding.
Decorators, installation of special illumination, and of work executed on

hand ladders or movable ladders...
Hydraulic work and bridges:
Subterranean aqueducts, construction and maintenance-
(a) Including work in galleries or at a certain depth and with frequent

use of blasting.
(b) Including work in open air or at a slight depth with rare use of

blasting..
(c) Including work in the open air with superficial excavations and

without use of blasting.
Sewers, cleaning without pneumatic machines.

Sewers, cleaning with pneumatic machines..
Canal construction:
(a) Work at great depth or subterraneous, with danger of landslides and

with frequent use of blasting..
(b) Work at slight depth with rare use of blasting, not including trans-

portation of the excavated material by tramways.
Canal maintenance...
Regulation of streams and water courses:
(a) Work with use of blasting or in places subject to landslides, construc-

tion of masonry on large scale; us of dre ges...
(b) Work with rare use of blasting, without danger of landslides, with

masonry work on small scale..
Watchmen, hydraulic works..
Ports, construction and repair:

(a) Work with compressed air or with frequent use of blasting..
(b) Work with moderate use of blasting and extraction and with excava-

tion of stone...
(c) Work without use of blasting and without excavation of stone.
(d) Other work presenting lower risk..
Personnel of lighthouses
Divers.
Pile driving.
Dredges, floating.
Dredges, on dry land.
Construction of common wells.
Construction of artesian wells, with machinery

Construction of artesian wells, by hand labor.
Bridges, construction and maintenance:

(a) Ofiron (a).
(b) of wood (a)

(c) of masonry.
Public roads- Construction:
(a) With tunnels and bridges of considerable magnitude, either because

of the number or because of their length or elevation...
(b) With tunnels and bridges of certain magnitude, or with frequent use

of blasting, or with excavation of material, mountain roads.
(C) With small tunnels and bridges, with exceptional use of blasting and

without excavating work, level roads..
(d) Without tunnels or bridges, without blasting, with limited carting..
Maintenance of ordinary roads, with carting.
Maintenance of ordinary roads, without carting.
Construction of tunnels..

XIV
XVII

190

1.8 2.6

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Installation of electric telephone and telegraph lines: 213 Electric-power conduits or electric-light wires, installation and maintenance (6)

XVI

2.3 214 Telephones, installation and maintenance, with work on roofs and poles.. XXV

7.5 215

Telephone installation and maintenance, including stringing of wires on
poles.

XVI

2.3 Telegraphs, installation and maintenance..

XVI

2.3 alf use is made of compressed air the premium may be increased by one or two classes. "The premium may also vary according to the magnitude of the construction work.

6 The premium to be increased if the work is to be performed with live wires, especially in case of a hightension current.

216

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