involving principal, interest and security, shall be absolutely forfeited, if there is therein or thereon directly or indirectly charged, accepted or contracted to be paid or received, either in money, goods, discount or thing in action, or in any other way, a greater benefit, compensation, rate of discount or interest, or fee than the rate specified in section 4 hereof; and if a greater benefit, compensation, rate of discount or interest is directly advanced or paid upon any such contract made as aforesaid by such corporation, the excess above the said rate specified in section 4 hereof so advanced or paid, may be demanded and recovered by the person who advanced or paid the same, his legal representatives or assigns, from the person or corporation, or their surety or sureties, either to whom or for whose use or benefit such payment or advance or any part thereof was made.

§ 6. All notes, the payment of which is secured by wage assignments shall state upon their face that they are so secured, and when assigned by the payee therein named, shall be subject to all defenses, existing between the payee and the payor of said notes the same as if said notes were held by the payee therein named, and any wage assignment securing notes which do not state upon their face to the fact of such security shall be absolutely void.

§ 7. The said corporation shall keep a correct account of all money loaned, the date of maturity of each loan, the rate charged, and the name and address of the borrower; and shall give to each borrower a true, legible and complete copy of each and every paper signed by him in connection with the loan, together with a statement of all charges made for said loan, the date of the note or other paper evidencing the loan and the date of its maturity. A receipt, plainly showing the amount paid by the borrower and the date of payment shall be given him whenever he makes any payment of principal or interest on his loan.

§ 8. No corporation organized under this Act shall enter upon or carry on the business of loaning money upon wage assignments until it shall have filed in the office of the county clerk of the county in which it is carrying on such business, or has its principal office, a bond in the penal sum of $5,000, executed by such corporation, as principal and with surety or sureties approved by the county judge of such county; which bond shall run to the People of the State of Illinois for the use of any person or persons who may have cause of action against the obligor of said bond under the provisions of this Act, and shall be conditioned that the said obligor will conform to and abide by each and every provision of this Act and will pay to any such person or persons having a cause of action any and all moneys that would be due such person or persons from the said obligor under and by virtue of the provisions of this Act. Such bond shall be renewed every two years or oftener, whenever on a proper showing being made the same, in the opinion of the county judge, shall appear to be insecure or otherwise doubtful, and upon failure of the obligor in such bond to comply with the order of such county judge relative to the renewal of such bond, such corporation shall within thirty (30) days after the entry of such order discontinue the carrying on of business under this Act. Any wilful violation of this Act by any corporation organized under it, by

which any person shall suffer or sustain loss or damage shall forfeit its right to do business, and the Attorney General of the State shall take the necessary legal measures to wind up and discontinue its business. Any director, officer or employee of any corporation organized under this Act, who shall charge, take or collect or receive compensation or interest on a loan beyond or in excess of the charges herein fixed, shall be deemed guilty of a misdemeanor, and on conviction shall be fined not to exceed one hundred dollars ($100), or be imprisoned in the county jail for not more than six (6) months, or both, for each offense.

§ 9. No corporation organized under this Act shall do business in any other county than the one in which its principal office is located. § 10. Any corporation organized under this Act may out of the profits realized out of its business, declare and pay to its stockholders an annual dividend of not to exceed six per cent (6) on its capital stock.

§ 11. The Governor of this State and the mayor of the city in which the principal office of said corporation shall be located shall each appoint one director, who shall not be a stockholder or employee of such corporation, whose term of office shall be two (2) years, unless sooner removed by the Governor or mayor who made the appointment, and said directors shall have the same power and authority as the other directors of the corporation. The number of directors of any such corporation shall not exceed nine.

§ 12. The president and directors of every corporation organized under this Act shall, annually in the month of January, file with the Auditor of Public Accounts of the State a full report of the business of the corporation for the previous year, expiring December 31, and shall give the names and the amount of shares of capital stock held by each stockholder of the corporation on the said date, which said statement. shall be verified by the president and attested by the secretary. The Auditor of Public Accounts shall exercise all powers of examination and supervision of any corporation organized under this Act which he now exercises over trust companies under the Act for regulating the administration of trusts by trust companies, approved June 15, 1887, in force July 1, 1887, and the fees prescribed to be paid by said Act shall apply to any corporation organized under this Act.

Directors appointed by the Governor and the mayor shall, under oath, report to the Governor of the State any violations of any one of the provisions of this Act by the said corporations, or any of its officers or employees.

APPROVED June 20, 1913.

WASH ROOMS IN CERTAIN EMPLOYMENTS

AN ACT to provide for wash rooms in certain employments to protect the health of employees and secure public comfort.

SECTION 1. Be it enacted by the People of the State of Illinois, represented in the General Assembly: That every owner or operator of a coal mine, steel mill, foundry, machine shop, or other like business in which employees become covered with grease, smoke, dust, grime and perspiration to such extent that to remain in such condition after leaving.

their work without washing and cleansing their bodies and changing their clothing, will endanger their health or make their condition. offensive to the public, shall provide and maintain a suitable and sanitary wash room at a convenient place in or adjacent to such mine, mill, foundry, shop or other place of employment for the use of such employees.

§ 2. Such wash room shall be so arranged that employees may change their clothing therein, and shall be sufficient for the number of employees engaged regularly in such employment; shall be provided with lockers in which employees may keep their clothing; shall be provided with hot and cold water and with sufficient and suitable places and means for using the same; and during cold weather, shall be sufficiently heated.

§ 3. It shall be the duty of the State and county mine inspectors, factory inspectors and other inspectors required to inspect places and kinds of business required by this Act to be provided with wash rooms, to inspect such wash rooms and report to the owner or operator, the sanitary and physical condition thereof in writing, and make recommendations as to such improvements or changes as may appear to be necessary for compliance with the provisions of this Act.

§ 4. Any owner or employer who shall fail or refuse to comply with the provisions of this Act shall be deemed guilty of a misdemeanor, and, upon conviction thereof, shall be fined not more than one hundred dollars.

5. Any owner or employer who shall be convicted of a violation of the provisions of this Act shall be subject to a conviction for succeeding offenses for each and every day he shall neglect or refuse to comply herewith.

APPROVED June 26, 1913.

WOMAN'S SUFFRAGE LAW OF 1913

§ 1. What officers and propositions in State, § 3. Separate ballot boxes and ballots-canvass cities, villages and towns..

§ 2. What township officers, etc.

-registration.

(SENATE BILL 63. APPROVED JUNE 26, 1913.)

AN ACT granting women the right to vote for presidential electors and certain other officers, and to participate and vote in certain matters and elections.

SECTION 1. Be it enacted by the People of the State of Illinois, represented in the General Assembly: That all women, citizens of the United States, above the age of 21 years, having resided in the State one year, in the county ninety days, and in the election district thirty days next preceding any election therein, shall be allowed to vote at such election for presidential electors, member of the State Board of Equalization, clerk of the Appellate Court, county collector, county surveyor, members of board of assessors, members of board of review,

sanitary district trustees, and for all officers of cities, villages and towns (except police magistrates), and upon all questions or propositions submitted to a vote of the electors of such municipalities or other political divisions of this State.

§ 2. All such women may also vote for the following township officers: supervisors, town clerk, assessor, collector and highway commissioner, and may also participate and vote in all annual and special town meetings in the township in which such election district shall be.

§ 3. Separate ballot boxes and ballots shall be provided for women which ballots shall contain the names of the candidates for such offices which are to be voted for and the special questions submitted as aforesaid, and the ballots cast by women shall be canvassed with the other ballots cast for such officers and on such questions. At any such election where registration is required, women shall register in the same manner as male voters.

APPROVED June 26, 1913.