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NEW YORK.

[Compulsory law.]

Date of enactment.-December 13, 1913; in effect July 1, 1914; amended, chapters 41, 316, acts of 1914; 167, 168, 615, 674, acts of 1915; 622, acts of 1916; 705, acts of 1917; chapters 249, 633, 634, 635, acts of 1918.

Injuries compensated.—Accidental injuries arising out of and in course of employment, and disease or infection naturally and unavoidably resulting therefrom, causing disability for more than two weeks, or death, unless caused by the willful intention of the injured employee to bring about the injury or death of himself or another, or by his intoxication while on duty.

Industries covered: “ Hazardous employments," including extensive classified list; also all other employments not so enumerated, in which four or more workmen or operatives are regularly employed, domestic and farm labor ex. cepted.

Persons compensated.-Private employment: All employees in industries covered, farm laborers and domestic servants not included. Public employment: Included.

Burden of payment.-Entire cost rests on employer.
Compensation for death:

(a) $100 for funeral expenses.

(b) To a widow or dependent widower alone, 30 per cent of wages of deceased, 10 per cent additional for each child under 18; dependent orphans under 18 receive 15 per cent each, and dependent parents, brothers, or sisters receive 15 per cent each; aggregate payments in no case to exceed 663 per cent.

(c) Payments to widow or widower cease on death or remarriage or when dependence of widower ceases, with two years' compensation on remarriage; payments to children, brothers, and sisters cease at 18, and to parents when dependence ceases.

In computing the above benefits no wages in excess of $100 monthly are considered.

Compensation for disability:

(a) Medical and surgical treatment and hospital services for 60 days, or longer where the conditions require, costs to be approved by the commission.

(b) For total disability, 663 per cent of wages during continuance. (c) For partial disability, 663 per cent of wage loss; for specified permanent partial disabilities (mutilations, etc.), 663 per cent of wages for fixed periods, in lieu of other payments; separate provision for disfigurements.

The foregoing payments may not be less than $5 nor more than $15 per week, except for certain maimings the maximum may be $20. Payments begin on the fifteenth day, but if the disability continues for more than 49 days, compensation is allowed from the beginning. Revision of benefits.-Awards may be reviewed at any time, and ended or Increased or decreased within the limits fixed.

Insurance.-Employer must give proof of financial ability to make payments (deposit of securities may be required), or must insure in State fund or mutual or stock company.

Security of payments.—Insurance may be made to inure directly to the ben fit of claimants; insolvency of employer does not release insurance company. Paynents have same preference as unpaid wages for labor.

Settlement of disputes.-Disputes are settled by the State industrial commi.sion, with limited appeal to courts.

OHIO.

Date of enactment.-June 15, 1911; in effect January 1, 1912; amended pages 72, 396, acts of 1913; 193, acts of 1914; 508, acts of 1915; 6, 157, 450, 528, acts of 1917.

Injuries compensated.-All injuries, not self-inflicted, received in the course of employment, causing disability beyond one week, or death.

Industries covered.-All industries employing five or more persons regularly in the same business; also establishments with less than five workmen, if the employer elects to pay the premiums provided by this act.

Persons compensated.--Private employment: All employees excluding persons whose employment is but casual and not in usual course of trade or business of employer, but including aliens and minors lawfully employed. Public employment: Persons in the service of the State, or its political subdivisions, excepting the officials of the State or municipal governments, and policemen and firemen in cities where pension funds are established and maintained by municipal authority.

Burden of payment.--Entire cost rests upon the employer
Compensation for death:

(a) Burial expenses not to exceed $150.

(b) To persons wholly, dependent, 663 per cent of the average weekly earnings of the deceased workman, for eight years after the date of the injury, not less than $2,000 nor more than $5,000.

(c) If only partial dependents survive, a proportionate sum to continue for all or such portion of the period of eight years as the industrial commission may determine in each case, not exceeding a maximum of $5,000.

(d) If no dependents, medical and hospital services not exceeding $200 in value and burial expenses as above.

Compensation for disability:

(a) Medical, hospital, etc., services, not to exceed $200, but more may be allowed in cases of actual necessity.

(b) For temporary total disability, a weekly payment of 663 per cent of average weekly wages, during disability, not less than $5 nor more than $12 per week, but not for longer than six years, nor exceeding $3,750. (c) For permanent total disability, a weekly payment as above, continuing until death.

(d) For partial disability, 663 per cent of loss of earning capacity, during the continuance thereof, but not exceeding $12 per week, or a total of $3,750.

(e) In certain specified injuries (mutilations, etc.), compensation of 663 per cent of wages, for fixed periods, with the same maximum and minimum limitations as noted above, in addition to payments during temporary total disability.

In all cases, if wages are less than prescribed minimum, then total wages are paid as compensation; an expected increase in wages may be given consideration.

Revision of benefits.-The industrial commission may from time to time make such modification or change in its former findings of fact as it deems necessary.

Insurance. The law creates a State insurance fund, under control of an industrial commission, in which employers under the act must insure, or give proof of ability to provide benefits equal to those provided by the State insurance fund. Noninsuring employers may be required to give security or bond to guarantee the payment of benefits falling due.

Security of payments.-Insurance is under State control. Claims for compensation under this law have the same preference against the assets of the employer as is or may be allowed by law on judgments rendered for claims for taxes.

Settlement of disputes.-The commission hears and determines all cases within its jurisdiction, limited right of appeal to the civil courts being reserved to the claimant.

OKLAHOMA.

Date of enactment.—March 22, 1915; in effect September 1, 1915. Injuries compensated.-Personal injuries causing disability for more than two weeks arising out of and in course of employment, not due to the willful intention of the injured employee to injure himself or another, intoxication, or willful failure to use statutory safeguard. Fatal injuries not covered.

Industries covered.—“ Hazardous" (enumerated list and general clause), in which more than two persons are employed, including work by State or municipalities; agriculture, stock raising, retail stores, and interstate railways not included.

Persons compensated.-Private employment: Persons engaged in manual or mechanical work or labor in industries covered. Public employment: Workmen employed for wages in any hazardous work within meaning of this act. Burden of payment.—All on employer.

Compensation for death.-Fatal injuries not covered.
Compensation for disability:

(a) Necessary medical, surgical, or other treatment for first 15 days.
(b) For temporary total disability, 50 per cent of average weekly wages
for not more than 300 weeks.

(c) For permanent total disability, 50 per cent of average weekly wages for not more than 500 weeks.

(d) For permanent partial disability, 50 per cent of wage loss for not more than 300 weeks; for specified injuries, 50 per cent of weekly wages for fixed periods in lieu of other compensation. Payments may not exceed $10 per week nor be less than $6 unless wages were less than $6, when full wages will be paid. Periodical payments may be commuted to lump sums, and aliens who are nonresidents may have payments commuted to lump sums equal to onehalf the value of the present worth.

Revision of benefits.-Awards may be reviewed at any time on application of any party in interest.

Insurance.-Insurance, the maintenance of a benefit fund, or proof of ability to make compensation payments is required.

Security of payments.-Insurance companies or fund systems must be approved by the commission. Claims can not be assigned, and payments are exempt from levy, execution, etc. Deposits with the commission to secure pay ments may be required of employers or insurers.

Settlement of disputes.-Disputes may be settled by the industrial commission, subject to appeal to the supreme court.

OREGON.

Date of enactment.--February 25, 1913; in effect June 30, 1914. (Deferred by referendum.) Amended, chapter 271, acts of 1915; 288, acts of 1917.

Injuries compensated.-Injuries by accident arising out of and in the course of employment, except those brought about intentionally.

Industries covered.—All hazardous occupations, including factories, mills, an 1 workshops employing machinery; mines, quarries, wharves and docks, dredge engineering works; building trades; telegraph, telephone, electric light and power plants or lines, steamboats, tugs and ferries; all in absence of contrary election. Other employers may accept the law by affirmative election.

Persons compensated.—Private employment: Any workman employed as above in absence of contrary election. Nonresident alien beneficiaries other than parent, spouse, or child are not included unless otherwise provided by treaty. Public employment: State and municipalities, irrigation districts, etc., may elect to come under the act.

Burden of payment.-The employer deducts 1 cent from employee's daily earnings, and himself contributes this sum and a percentage of his monthly pay roll, fixed according to industry. The State gives a subsidy.

Compensation for death:

(a) Burial expenses not to exceed $100.

(b) To widow or invalid widower, a monthly payment of $30, and to each child under 16 (daughters 18), $6 a month, the total monthly payments not to exceed $50.

(c) Tɔ orphans under 16 years of age (daughters 18), a monthly payment of $15 each; the total monthly payments not to exceed $50.

(d) To other dependents, there being none of the foregoing, a monthly pay ment to each of 50 per cent of the average support received during the preceding year, but not to exceed $30 a month in all.

(e) To parents of an unmarried minor, a monthly payment of $25, until such time as he would have been 21, after which time compensation shall be paid according to (d) above.

Payments to widow or widower continue until death or remarriage. On remarriage of widow she receives a lump sum of $300. Payments to a male child cease at 16 and to a female at 18, unless the child is an invalid.

Compensation for disability:

(a) Transportation, medical, surgical, and hospital expenses not exceeding $250 in value.

(b) For permanent total disability, monthly payments as follows: (1) If unmarried at the time of the injury, $30; (2) if with wife or invalid husband, but no child under 16 years, $35; if the husband is not an invalid, the sum is $30; (3) if married or a widow or widower with a child or children under 16 years, $6 additional to the provision under (2) above, for each child until 16 years of age; the total monthly payments not to exceed $50.

(c) For temporary total disability, the above payments apply during disability, increased 50 per cent for first six months, but in no case to exceed 60 per cent of monthly wages.

(d) For temporary partial disability, a proportionate amount, corresponding to loss of earning power for not exceeding two years.

(c) For certain specified injuries (mutilations, etc.), monthly payment of $25 per month payable for fixed periods, less the time during which any payments were made on account of total disability. A lump sum at the option of the injured person is provided in some cases. Partial lump-sum payments to any beneficiary may be substituted at the discretion of the commission.

Revision of benefits.-The rate of compensation may be readjusted either upon the application of the beneficiary or by the State industrial accident commission upon its own initiative.

Insurance.-Insurance is effected through the State industrial accident fund, under supervision of the State industrial accident commission, Security of payments.-Insurance under State control.

Settlement of disputes.--Any decision of the commission is subject to review by the circuit court, and appeals lie from the circuit court as in other civil

cases.

PENNSYLVANIA.

Date of enactment.-June 2, 1915; in effect January 1, 1916.

Injuries compensated.-Personal injury by accident in the course of employment, causing disability for more than 14 days or death in 300 weeks, not intentionally self-inflicted or due to the intentional act of a third person for reasons not connected with the employment.

Industries covered.—All, unless employer makes election to the contrary. A supplemental act (No. 359, acts of 1917) requires all contracts with the State or any municipality to contain a provision that the contractor shall accept the provisions of the compensation law. (Agricultural and domestic employees are excluded by a separate act.)

Persons compensated.—Private employment: All persons rendering service to another for a valuable consideration, casual employees, and those working on material given out to be made up, repaired, etc., on premises not under the control of the employer excepted. Public employment: All employees. Burden of payment.-All on employer.

Compensation for death:

(a) $100 funeral expenses.

(b) 40 per cent of weekly wages to widow or dependent widower, 5 per cent additional for each child, total not to exceed 60 per cent; if no parent, 25 per cent if one or two children, 10 per cent additional for each child in excess of two, total not to exceed 60 per cent; if no consort or child under 16, but dependent parent, brothers, or sisters, 15 to 25 per cent of wages.

(c) Payments cease on death, remarriage of widow or widower, cessation of dependence of widower, or when a child, brother, or sister attains the age of 16; not to continue beyond 300 weeks, unless for children under 16, when 15 per cent of wages will be paid for one and 10 per cent additional for each additional child, total not to exceed 50 per cent. Basic wages are not less than $10 nor more than $20 weekly.

Compensation for disability:

(a) Reasonable n.edical, surgical, and hospital expenses for first 14 days after disability begins, cost not to exceed $25, unless major surgical operation is necessary, when $75 is the maximum.

(b) For cotal disability, 50 per cent of weekly wages for 500 weeks, $5 minimum, $10 maximum, total not to exceed $4,000; if wages less than $5, full wages will be paid.

(c) For partial disability, 50 per cent of weekly wage loss, $10 maximum, for not over 300 weeks; fixed periods for specified injuries, in lieu of other payments, $5 minimum, $10 maximum, full wages if less than $5.

Payments may be commuted to a lump sum.

Revision of benefits.-Agreements and awards may be reviewed by the board at any time for proper cause.

Insurance.-Employers must insure in the State fund, a stock or mutual company, or give proof of financial ability.

Security of payments.—Agreements or claims may be filed with a prothonotary, who enters them as a judgment, and if approved by the board they become a lien on the property of the employer. A separate act provides for direct payments from insurance companies to the beneficiaries, in case of the employer's failure to make payments of benefits.

Settlement of disputes.-Disputes are settled by a workmen's compensation board, with appeal to courts.

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